Paid and unpaid defaults
Managing your credit file can be challenging, especially when dealing with paid and unpaid defaults. At One Stop Credit Fix, we specialize in removing these defaults to improve your credit score, creditworthiness and financial standing.
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What are paid and unpaid defaults?
Defaults occur when a payment of $150 or more is overdue by 60 days or more and the credit provider has attempted to recover the amount. Paid defaults remain on your credit report even after the debt is settled and marked as paid, while unpaid defaults indicate outstanding debts. Both can severely impact your credit score, making it difficult to secure loans or other credit.
Our approach
Initial Consultation: We begin with a free consultation to review your credit report and identify any defaults.
Investigation
Our team investigates the circumstances of each default, including your personal situation at the time of the default, verifying the accuracy and legitimacy of the entries.
Negotiation
We contact creditors to negotiate the removal of defaults, whether paid or unpaid, using our expertise in credit repair strategies.
Resolution
We ensure all necessary documentation is completed and submitted, to the credit reporting bureaus working diligently to clear your credit file and improve your credit score.
Speak with the experts.
Talk to a credit repair expert direct, for a free consultation.
Why choose us
With over 30 years of experience, we bring a wealth of knowledge and proven success in credit repair. Our compassionate and personalized approach ensures that we address your unique financial situation effectively.
Restore your credit today
Take the first step towards a better credit score. Contact us now for a free consultation with a credit repair expert and let One Stop Credit Fix help you remove paid and unpaid defaults from your credit report.
